Master Budget Fundamentals
Get practical skills through real-world scenarios and expert guidance. Our comprehensive program helps you build confidence in financial planning and money management.
Marcus Chen
Lead Instructor
Spent fifteen years helping Canadian families and small businesses create sustainable budgets. Before teaching, Marcus worked as a financial advisor in Vancouver and Toronto.
What You'll Learn
Budget Foundation Building
Start with tracking where your money actually goes. We use real bank statements and receipts to identify spending patterns. You'll learn to categorize expenses and spot areas for improvement.
Income Planning & Goal Setting
Map out your income sources and create realistic savings goals. We cover irregular income situations, seasonal work, and how to plan for both short-term needs and long-term objectives.
Emergency Fund Strategy
Build a safety net that actually works for your situation. Learn how much to save, where to keep emergency funds, and when it's appropriate to use them without derailing your budget.
Debt Management Approach
Develop practical strategies for paying down credit cards, loans, and other debts. We explore different payment methods and help you choose what fits your financial situation best.
Program Timeline
Our next comprehensive program begins in September 2025
Assessment & Goal Setting
We start by reviewing your current financial situation. Bring three months of bank statements and any debt information. You'll create personal budget goals that actually make sense for your lifestyle.
Building Your Budget System
Learn different budgeting methods and find what works for you. Some students prefer envelope systems, others like spreadsheets or apps. We practice with real numbers from your life.
Handling Real Situations
Work through common budget challenges like unexpected expenses, income changes, and seasonal variations. Practice adjusting your budget when life happens.
Long-term Planning
Connect your budget to bigger financial goals. Learn to plan for major purchases, vacations, and life changes while maintaining your day-to-day budget discipline.
Real Budget Transformation
Sarah came to our program last year feeling overwhelmed by her finances. She was spending more than she earned and had no clear picture of where her money went each month.
Starting Point
Overspending by 0 monthly, no emergency savings, and avoiding financial decisions due to stress and uncertainty.
Key Changes
Created a realistic spending plan, automated savings transfers, and learned to adjust the budget when life circumstances changed.
Six Months Later
Built a ,000 emergency fund, reduced monthly expenses by 0, and gained confidence in making financial decisions.
Ongoing Success
Sarah now helps her friends with budgeting basics and has successfully planned for two major purchases without going into debt.
David Park
David coordinates our practical workshops and helps students apply budget concepts to their real financial situations. He brings experience from community banking and personal financial counseling.
Ready to Take Control of Your Finances?
Join our September 2025 program and learn practical budgeting skills that work in real life.
Get Program Information